To filter the map, select your desired combination of genetic privacy regulations. You will notice the map change based on your combination of radio button and checkbox inputs. The scrollable list of linked regulations will also change according to your selections. Press the reset button to return to the general coverage map.
There are many different decisions that an insurer makes about an individual. They can make decisions about whether to insure them (underwriting), renew an existing policy, or how much to charge for coverage (premiums). Please click here to compare protective features between a few states.
To compare the legal coverage between two states, select the two states you want to compare from the dropdown menus. Click the "Compare" button and a table will display showing the key legal differences.
| Type | None selected | None selected |
|---|---|---|
| Life | ||
| Disability | ||
| LTC |
The United States Genetic Information Nondiscrimination Act (GINA) prevents health insurers and employers from engaging in genetic discrimination. However, the federal law does not cover life, long-term care, and disability insurers. These insurances are regulated at the state level. There is a range of different types of laws that states have adopted in this area. This map charts the different categories of laws in place across the states.
Data current as of October 2024